Business Credit Cards

Compare business credit cards in the chart below. Small business and large corporations can benefit from better expense management by assigning credit cards to their employees. There are plenty of great business credit cards on the market, so use the chart to compare the main features and decide which one of the business cards suits you and your company best. Ensure that whichever of the business credit cards you pick is suitable for the size of your business, and look out for beneficial extras including cash back programs and reward offers. Once you have found the perfect card you can apply directly or find out more about the business credit cards by clicking the More Info button. Read the terms and conditions before purchasing business credit cards.

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COMPANYISSUER

ISSUER

Card Issuer

APR

APR

The term annual percentage rate describes the interest rate for a whole year (annualized), rather than just a monthly fee/rate Balance Transfer Rate: A credit card balance transfer is the transfer of the balance (the money) in a credit card account to an account held at another credit card company.

FEES

FEES

Fees included with the cards

CREDIT LIMIT

CREDIT LIMIT

The limit of credit offered to you by the credit card provider

CHIP & PIN

CHIP & PIN

Chip and Pin facility available

CASH BACK

CASH BACK

Percentage of cashback available on purchases

CASH ADVANCES

CASH ADVANCES

Cost to withdraw cash up to a certain limit

BALANCE TRANSFER

BALANCE TRANSFER

A credit card balance transfer is the transfer of the balance (the money) in a credit card account to an account held at another credit card company

NEW PURCHASE

NEW PURCHASE

A purchase rate is the interest rate charged on regular purchases put on a credit card. It differs from a cash advance rate in that it is lower because banks and issuers view regular purchases as less risky

REBUILD CREDIT

REBUILD CREDIT

Credit rebuild facility available

MORE INFO

NAB Business Access Card
NAB Business Access Card

Mastercard15.57% p.a.$60 AnnuallyMinimum -$5,000YesNo15.75% p.a15.75% p.a.15.75% p.aNoNAB Business Access Card
This card is perfect for small to medium businesses who are looking for a great service at a small cost. This card is accepted in over 22 million locations worldwide and you can even get individual card holders different credit limits! Smart business thinking. Please make sure that you read all of their terms and conditions in detail before you apply so that you thoroughly understand your obligations. If you have any questions contact their customer support team. For more information on this card please click here. DETAIL INFORMATION >>Services

Services

NAB internet and telephone banking services.


Advantages

Advantages

1. You can view transactions online via NAB Connect (internet banking for business) and NAB Internet Banking
2. Detailed monthly statements for each cardholder including a convenient summary table providing details of your total facility
3. Liability Insurance included with this card!
4. ATM, EFTPOS and NAB Telephone Banking
5. Individual cardholder credit limits
6. Accepted at over 22 million locations worldwide
7. Access a flexible line of credit
8. A business credit card with a competitive business interest rate
9. Personalisation of your cards with your business name available!
10. Low annual card fee.


Disadvantages

Disadvantages

1. There is a card fee of $60 a year.
2. Only available to those in the U.S

NAB Quantas Business Card
NAB Quantas Business Card

Mastercard18.75% pa$12 per monthMinimum $5,000YesAvailable18.75% pa18.75% pa18.75% paNoNAB Quantas Business Card
This card is perfect for business purposes, allowing you to earn back rewards points when you spend. Get 44 days of interest free credit. Please make sure that you read all of their terms and conditions in detail before you apply so that you thoroughly understand your obligations. If you have any questions contact their customer support team. DETAIL INFORMATION >>Services

Services

Optional personalisation of your cards with your business name.


Advantages

Advantages

1. With this card you get up to 44 days interest free on business purchases1 (when you pay off your account in full each month).
2. View transactions online via NAB Connect (internet banking for business) and NAB Internet Banking.
3. You get detailed monthly statements for each cardholder including a convenient summary table providing details of your total facility.
4. Complimentary Liability Insurance
5. ATM, EFTPOS and NAB Telephone Banking
6. Individual cardholder credit limits and cash advance access.
7. Features Earn 1 Qantas Point for every AU$1.50 on cardholder spend
8. You decide who is credited Qantas Points on cardholder spend
9. Optional personalisation of your cards with your business name
10.No points capping.


Disadvantages

Disadvantages

1. $12 monthly card fee
2. Late payment fee of $5
3. MasterCard only scheme

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Compare Business Credit Cards

Business credit cards for better organization of your finances

Business credit cards help to manage expenses and cash flow

Who should have a business credit card?

Business credit cards are designed for businesses and are available as small business cards and corporate business cards.

What are the advantages of a business credit card?

For a small firm a business credit card makes it easier keep private expenses separate from the business. And for larger firms business credit cards help to control and monitor outgoings of each employee.

Who can apply for a business credit card?

As for every credit card, one has to have a minimum age of 18 to be able to have business credit card, live permanently in Australia and have a good credit rating. Furthermore, for a business credit card usually a minimum income of 35,000 Dollars will be required.

How to find the best business credit card

Just browse around on this page, compare the different cards, their conditions, rates and fees and then apply directly from here for you own business credit card.

What are the main features of business credit cards?

Business credit cards are essential for running a business, no matter how big or small. They are perfect for managing expenses and the cash flow for your business. There are however, some standard features that you should ensure you look out for. Ask yourself the following questions; what is the credit limit? What is the balance transfer fee? What is the standard interest rate? What is the annual fee? And what is the interest free period? There could also be some addition benefits like fraud protection, purchase cover and emergency card replacement cover. Watch out for any reward programmes or cash back schemes that you could take advantage of!

Who can apply for a business credit card?

To apply for a business credit card you must ensure that you are eligible before you apply. Are you over the age of 18 years old, a permanent Australian resident, do you have a good credit rating and do you have a minimum income of $35,000? If you are able to answer yes to these questions then you could consider a business credit card for your business needs. Bear in mind you might need to prove that your business is in good credit standing to receive certain benefits and rates.

Business Credit Cards - Latest News News and Charts

Why are business credit cards useful to have?

24 April 2013
Mark Maffia

With a business credit card it is easier to organize your finances, it will easier to manage cash flow, and if you are the owner of a small company a business credit card helps you to separate your private finances from your business costs.

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The Right Card Regardless of Business Size

09 November 2010
Which Way To Pay

Business credit cards were recently added to the products on Which Way To Pay and there are many good reasons to introduce a card to your business today.

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New Product Ranges on Which Way To Pay

27 October 2010
Which Way To Pay

At Which Way To Pay, everyday consumers are catered for with a massive range of financial products and services to compare and weigh up. For each product there is a dedicated resource center this week sees a few new products on the site.

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