Consolidation Loans

Are you having problems dealing with your bills? Does it feel as though there are too many debts to keep track of? Why not take control with one of the consolidation loans listed below?

You can seek help by considering Debt Consolidation Loans to settle multiple debts in an easy, manageable way. Often, taking the first step to changing the situation is already a great weight of your shoulders. By grouping all of your existing debts, into one loan, reducing your monthly payment and receiving a low interest rate on it you could wave goodbye to your debt problems! The lender may need some information about you and your circumstances in order to give you the right loan out of all the consolidation loans available – they might need to know how many creditors are knocking at your door and how much, in total, you owe.

Credit Report        Consolidation Loans Information

You MUST apply through this site to guarantee any rate, spread, fee or margin listed

Use the table below to compare aspects of different consolidation loans including the terms and rates – this helps you to make a considered choice. You'll find that many offers are really competitive on loan rates.

Need Help? If you would like further information and wish to speak to someone: Contact Us >>
Enquiry Line: +61 (0) 2 91916575

Compare Consolidation Loans Below.

COMPANYTYPEAPRLOAN AMOUNTMIN TERMMAX TERMTERMSSUITABLESECURED LOANSMORE INFO

Australian Lending Centre
Australian Lending Centre

Lender5.74% - 8.44%From $5,000Ask on applicationAsk on applicationUnable to offer a Debt Management Solution to applicants that have been bankrupt during the past 10 years.If you are struggling to meet your minimum credit card debt repaymentsNoAustralian Lending Centre
Australian Lending Centre offer to lend you a single debt consolidation loan taken out in order to pay off other debts. They can offer you a range of debt help options to enable you to combine all your monthly outgoings into one lower affordable monthly payment.
DETAIL INFORMATION >>		Services

Services

1. They can approve your loan over the phone and provide funds in as little as 24 hours.
2. Service the entirety of Australia in both urban and rural locations


Restrictions

Restrictions

See website


Advantages

Advantages

1. No obligation, free assessment.
2. Turn all your debts into one manageable monthly payment.
3.Choose between four debt management options.


Disadvantages

Disadvantages

1. Limited information on the website.
2. You have to apply to find out your individual charges and fees.

GE Money
GE Money

BrokerFrom 14.29%From $3,0002 years7 yearsYou need to be at least 18 years of age, a permanent Australian resident and in regular paid employment to apply.Easier to manage your financesNoGE Money
A GE Money Debt Consolidation Loan helps to put an end to the hassle of managing multiple debts from different lenders. They enable you to roll your debt into one manageable payment, making budgeting easier. You can set the repayment up by direct debt to occur weekly, fortnightly or monthly – whatever suits you best.
DETAIL INFORMATION >>		Services

Services

1. You'll usually deal with just one person from your local branch who will handle your application from start to finish, helping you with the paper work along the way


Restrictions

Restrictions

1. You need to be at least 18 years of age, a permanent Australian resident and in regular paid employment to apply.


Advantages

Advantages

1. You can easily apply online
 2. Paying by direct debit saves you time and the hassle of manual repayments, it also helps you to avoid fees from missed or late payments.


Disadvantages

Disadvantages

1. $250 establishment fee
2. $10 loan service fee per month
3. Early termination fees apply if you repay your loan in full before the end of your loan term: $150 if you’re less than half way through your loan term and $75 if you’re more than half way through your loan term

Debt Cutter
Debt Cutter

LenderAsk on free assessmentAsk on free assessmentAsk on applicationAsk on applicationYou must have unsecured debts over $80,000 approx, have assets over $80,000 approx and have an income of over $60,000 after tax approx.Consolidate your debtsNoDebt Cutter
Debt Cutters aim is to assist clients with a legitimate hardship to try and help them get out of debt with a debt consolidation loan. You can register for free, online and arrange a free phone consultation with one of their advisors. There is limited information on the website so it is necessary to speak to an advisor before you can make the decision if Debt Cutters is the company to consolidate your loans!
DETAIL INFORMATION >>		Services

Services

1. To get your FREE, no obligation, debt relief consultation simply fill in the online form


Restrictions

Restrictions

1. They can't cover Secured debts (i.e. something that can be repossessed if payments are not made), current phone / electric bills, traffic fines or current rent


Advantages

Advantages

1. To get your FREE, no obligation, debt relief consultation simply fill in the online form.
2. Assist with legitimate hardship.
3. Good customer service
4. staff will respond to emails within 24hrs and phone calls Mon-Sat until 7pm.


Disadvantages

Disadvantages

1. Website has limited information on it.
2. You have to apply to find out APR, loam amount and loan duration

Consolidation Loans - Latest News News and Charts

Treasury Secretary Says Australia Is Well Placed To Deal With Weak Growth
16 May 2012 14:00
Mark Maffia
Australia’s Treasury Secretary, Martin Parkinson, has said that Australia’s central bank is equipped to respond to sluggish growth and the economy will survive one of the tightest budgets seen in years.
Read More >>
RBA Expects Inflation To Remain Contained
14 May 2012 23:00
Florence Fullalove
The Reserve Bank of Australia said today that it expects inflation to remain contained over the coming years. The central bank highlighted the two-speed economy, saying growth in sectors not benefitting from the mining boom will likely continue to struggle.
Read More >>
Australia’s Budget – Cuts In Defence Spending And Foreign Aid
09 May 2012 17:00
Florence Fullalove
Australia’s government have presented its budget saying it will cut back in defence spending and scale back increases in foreign aid that it had promised. Deputy Prime Minister Wayne Swan outlined spending cuts to achieve a 1.5 billion Australian dollar budget surplus in the fiscal year starting on July 1st.
Read More >>
Do You Need A Loan But Have A Bad Credit Rating?
08 May 2012 17:00
Crage Campbell
There are thousands of people across Australia who have a bad credit rating.Bad credit loans are loans designed for those who have been turned away by conventional lenders because of their credit history.
Read More >>
RBA Lowers Growth Forecast As Economy Softens
04 May 2012 17:00
Victoria Wedderburn
The Reserve Bank of Australia has cut its growth and inflation prediction as non-mining sectors struggle under the weight of a high Australian dollar. The bank said overall growth had been weaker than expected.
Read More >>