BOM VERTIGO CARD
BoM Vertigo Card (Credit Card)Visa Card
        
The Bank of Melbourne Vertigo Card is designed to help cardholders reduce interest charges and make it easier to use a low interest credit card. With an ultra-low purchase interest rate and an extremely competitive balance transfer rate, there are plenty of ways for customers to save money. There is also the flexibility of being able to use the card at millions of locations around the world. Add to this a low annual fee, and it’s easy to see why this card is great.
Location: Australia
Advantages:
1. 0% on balance transfers for 12 months
2. Low variable purchase rate – just 13.24% p.a. (21.49% p.a. variable rate on cash advances)
3. Up to 55 days interest free on purchases when you pay the closing balance of your statement in full by the due date
4. Low annual fee - currently just $55
5. 10-15 minute application form
Disadvantages:
1. Late Payment Fee - $9 applied for each late or missed payment
2. Card Replacement Fees - $15 per card within Australia
3. $45 per Emergency/Urgent Replacement Card.
4. Overlimit Fee - $9 applied once per statement period if a transaction is made for an amount exceeding the available credit at the date the transaction is debited to your credit card account
5. Statement Copy Fee - $4.50 for requests via Phone Banking or Internet Banking
Services:
1. Secure shopping
2. 24/7 Falcon® Fraud monitoring
3. Free Additional cardholder
4. Low annual fee
5. Up to 55 days Interest free period
6. Low balance transfer rate
7. Competitive interest rates

APR: 13.24% p.a
Credit Limit: Varies
Credit Rebuild: No
Chip and Pin: Yes
Under 18: No
SMS Banking: No

Fees: $55
Cash Back: N/A
Cash Advances: 21.49% p.a. variable rate
Balance Transfer: 0% for 18 months
New Purchase: 13.24 % p.a.

Rewards: 0% for 14 months on balance transfers
        
REVIEWS
BoM Vertigo MasterCard (Which Way To Pay - 16/1/2014)
BoM Vertigo MasterCard is ranked 4 out of 5. Based on 1 review.

4 Star Rating

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BoM Vertigo Card
BoM Vertigo Card