HSBC PLATINUM CREDIT CARD
HSBC Platinum Credit Card (Credit Card)Visa Card
        
As you step into the world of HSBC Platinum, awaiting you is a bouquet of privileges to enhance your Platinum experience. Each of these gives you the very best in its own realm of lifestyle - travel, health and wellness; making sure that you Never Settle For Less.
Location: Australia
Advantages:
1. Special offer: 0% p.a. on purchases for 9 months + 25,000 rewards points 
2. Earn Rewards Points on every dollar you spend on eligible purchases and choose your own rewards. 
3. Comprehensive insurance package including Extended Warranty, Purchase Protection, Guaranteed Pricing, Transit Accident and International Travel Insurance. 
4. Up to 55 days interest-free on purchases (when you pay the full balance by the due date each month). 
5. Interest free purchases of up to 5 years at over 1,000 participating retail outlets across Australia. 
6. Free additional cardholders 
7. Annual fee $129 
8. Interest rate for Purchases: 19.99% p.a. 
 9. Interest rate for Cash Advances: 21.99% p.a.
Disadvantages:
1. Additional statement charge – per statement - $8.00
2. Return Fee – per return - $15.00
3. Overlimit Arrangement Fee –payable when your informal request for a credit limit increase is agreed - $30.00
4. Late Payment Reminder Fee –payable on or after the day an amount is due for payment and has not been paid - $30.00
5. Min income $60,000 (higher credit limit, higher spend, bigger balance).
Services:
The Platinum side of life offers you a range of special privileges and offers just for you.
1. Concierge
2. Theatre and Films
3. Home Entertainment
4. Music and Events
5. Travel and Lifestyle Travel
 
More Platinum Benefits:
1. Rewards Plus Program
2. Instant Rewards
 
Prestigious Protection:
1. Extended Warranty Insurance
2. Guaranteed Pricing Scheme
3. Purchase Protection Insurance
4. Transit Accident Insurance
5. International Travel Insurance

APR: 0% p.a (9months) 19.99% after
Credit Limit: varies
Credit Rebuild: No
Chip and Pin: Yes
Under 18: No
SMS Banking: No

Fees: $129 p.a.
Cash Back: N/A
Cash Advances: 21.99% p.a
Balance Transfer: 0% p.a. (6 months)
New Purchase: 0% p.a (9months) 19.99% after

Rewards: Purchase excludes business expenses, interest free promotions, interest free merchant purchases, balance transfers and cash advances. Rewards Program terms, conditions and points capping limits apply.
        
REVIEWS
HSBC Platinum Credit Card (Which Way To Pay - 17/1/2012)
HSBC Platinum Credit Card is ranked 4 out of 5. Based on 1 review.

4 Star Rating

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