How to find a travel insurance policy which is suitable for your needs

03 August 2013 - Which Way To Pay

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Choosing the best travel insurance for you - Annual multi-trip travel insurance or single trip cover?

When it comes to travel insurance it is important to ensure you choose the correct policy for you. Travel insurance in the past has had a reputation as not being value for money which is why many people decided to travel without the extra protection. This is no longer the case and it is increasingly more important to ensure you take out travel insurance no matter how long you go on holiday for. By taking a couple of minutes to compare travel insurance policies you will be safe in the knowledge that you will be protected and will receive value for your money.

What is the first thing to decide when looking for travel insurance?

When you start to research travel insurance you need to think about the duration of your trip and whether you have any more trips planned for the rest of the year? This will determine whether you take out a single trip travel insurance policy or an annual multi-trip policy.

What is annual multi-trip travel insurance?

Annual multi-trip travel insurance is often slightly more expensive than single-trip travel insurance so it is important to decide how long you will be away for and how many times you will go away that year. The general rule of thumb is, if you will travel abroad more than twice a year, plan on an extended holiday or you are going travelling you are better to opt for an annual policy as the overall cost will be considerably cheaper.

What is single-trip travel insurance?

Single-trip travel insurance is designed to provide you with cover for one specific holiday and the cost will depend on your destination, type of holiday and length of time you are away. If you plan to take a longer holiday or are travelling you should ensure there are no restrictions on the number of days you are allowed to be away for.

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