COMMONWEALTH BANK GROUP
Commonwealth Bank Group (Home Insurance)
        
The Commmonwealth Residential Home Package provides home insurance for your building plus new for old contents cover. This package has many practical and flexible features including the ability to remove options, like theft or fusion and power surge, to reduce the premium. This package also includes options such as accidental damage and personal valuables cover. Please make sure that you read all of their terms and conditions in detail before you apply so that you thoroughly understand what you are purchasing.
Location: Australia
Advantages:
1. Building, contents and personal valuables cover.
2. Removable options to reduce the premium include theft, accidental glass breakage and power surge.
3. Peace of mind via new-for-old contents replacement cover.
4. Optional cover such as accidental damage or personal valuables cover.
5. Make payments when it suits you – monthly or yearly.
Disadvantages:
1. All contents including specified contents are not covered outside of the insured address.
2. One of the general exclusions is wear and tear and lack of maintenance including rust, corrosion and deterioration.
3. There are general exclusions which apply to the overall policy.
4. There are limits on the amount they will cover for certain contents items.
Services:
1. Cover is available for building, contents and personal valuables.
2. You can pay monthly or annually.

Policy Name: Residential home package
Policy Cost: From $54.83 per month
Policy Excess: $100 - $5000

Cover Type: Building Cover and Contents Cover
Cover Level: Building, contents and personal valuables
Cover Detail:
Buildings cover
1. Total Building Replacement Cover Legal liability cover
2. Demolition and debris removal costs
3. Replacement of locks or keys
4. Mortgage discharge and new title deed costs
5. Professional fees Buildings materials
6. Construction materials Emergency work and temporary repairs, Landscaping rectification costs, Matching of materials used to repair building damage
7. Alternative accommodation costs.
 
Contents cover
 
1. New for old replacement for many contents items.
2. Visitors property
3. Alternative accommodation costs 
4. Legal liability cover
5. Demolition and debris removal costs
6. Replacement of locks or keys
7. Emergency work and temporary repairs
8. Moving within Australia

Application Methods: Online, Tel
Underwriter: Commonwealth Insurance Limited
Pay Monthly: Yes

Suitable:
Building and Contents insurance
Restrictions:
All contents including specified contents are not covered outside of the insured address
Availability:
Owner or renting
Discounts:
1. For maximum discount apply for your Residential Home Package online – online applications receive an automatic 5% discount.
2. Enjoy a cover choice of building-only, contents-only, or combine the two for up to 15% discount when you apply online.

HOME INSURANCE
Home Info: N/A
Accidental Damage: Yes
Fusion Cover: Yes
Under Insurance Protection: Yes
Flood Cover: Yes
Valuables: Yes
        
REVIEWS
Commonwealth Bank Group (Which Way To Pay Australia - 17/4/2013)
Commonwealth Bank Group is ranked 3 out of 5. Based on 1 review.

3 Star Rating

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Commonwealth Bank Group
Commonwealth Bank Group