Home Insurance

Getting home insurance is on the top of many people's lists. After all, taking out the right home insurance policy means that you are covered in the event that something happens to your personal possessions, or even the entire building (building cover is especially used by landlords). To get the right home insurance policy one needs to sufficiently compare different policies and think carefully about each one. There are lots of home insurance cover options, so take your time and make sure you go with the insurance policy which suits your personal situation. For example, you might specifically need a home insurance policy that covers you away from home, for people who travel a lot and want to make sure that their home/home contents are safe in the interim. Or, you might have kids and want to make sure that your home insurance covers your valuables against breakages or damage. Please read the terms and conditions of the policy you are interested in carefully.

If you wish to speak to someone: Contact Us

COMPANYPOLICY

POLICY

Home insurance policy

COST

COST

Cost of policy

DEDUCTIBLE

DEDUCTIBLE

What is deductable from policy

COVER

COVER

Details of cover available

HOME INFO

HOME INFO

Extent of cover

ACCIDENTAL

ACCIDENTAL

Accidental damage included

FUSION

FUSION

Fusion option available

PROTECTION

PROTECTION

Under insurance available

FLOOD

FLOOD

Flood protection included

VALUABLES

VALUABLES

Cover for your valuables

RESTRICTIONS

RESTRICTIONS

Restrictions for applicants

MORE INFO

Commonwealth Bank Group
Commonwealth Bank Group

Residential home packageFrom $54.83 per month$100 - $5000Type

Cover Type

Building Cover and Contents Cover


Level

Cover Level

Building, contents and personal valuables


Detail

Cover Detail

Buildings cover
1. Total Building Replacement Cover Legal liability cover
2. Demolition and debris removal costs
3. Replacement of locks or keys
4. Mortgage discharge and new title deed costs
5. Professional fees Buildings materials
6. Construction materials Emergency work and temporary repairs, Landscaping rectification costs, Matching of materials used to repair building damage
7. Alternative accommodation costs.
 
Contents cover
 
1. New for old replacement for many contents items.
2. Visitors property
3. Alternative accommodation costs 
4. Legal liability cover
5. Demolition and debris removal costs
6. Replacement of locks or keys
7. Emergency work and temporary repairs
8. Moving within Australia

NoYesYesYesYesYesRestrictions

Restrictions

All contents including specified contents are not covered outside of the insured address

Commonwealth Bank Group
The Commmonwealth Residential Home Package provides home insurance for your building plus new for old contents cover. This package has many practical and flexible features including the ability to remove options, like theft or fusion and power surge, to reduce the premium. This package also includes options such as accidental damage and personal valuables cover. Please make sure that you read all of their terms and conditions in detail before you apply so that you thoroughly understand what you are purchasing. DETAIL INFORMATION >>Services

Services

1. Cover is available for building, contents and personal valuables.
2. You can pay monthly or annually.


Advantages

Advantages

1. Building, contents and personal valuables cover.
2. Removable options to reduce the premium include theft, accidental glass breakage and power surge.
3. Peace of mind via new-for-old contents replacement cover.
4. Optional cover such as accidental damage or personal valuables cover.
5. Make payments when it suits you – monthly or yearly.


Disadvantages

Disadvantages

1. All contents including specified contents are not covered outside of the insured address.
2. One of the general exclusions is wear and tear and lack of maintenance including rust, corrosion and deterioration.
3. There are general exclusions which apply to the overall policy.
4. There are limits on the amount they will cover for certain contents items.

If you wish to speak to someone: Contact Us

Compare Home Insurance

Home insurance for protection of all your possessions

Everybody should protect their house and contents with the right insurance

Who needs a home insurance?

No matter if you are the owner of the house or rent a flat – if your personal belongings are damaged or get lost, the financial consequences can be serious and even could end in financial hardship. This is why nobody should be without home insurance.

What does the home insurance protect?

In the case your house and your possessions in the house gets damaged or even lost, a home insurance is there to protect you against the financial consequences.

Which risks does a home insurance cover?

It is possible, to protect one's property against a variety of risks. This includes burglary, flooding through burst pipes, explosion, and natural catastrophes and, depending on the policy, all sorts of other events.

How to find the right cover

Before taking out a home insurance, it his advisable to look at one's personal situation. Depending on how many people live in your home,o n your age, income and how much you travel, you will find the cover which suits you best.

On this comparison page you find a list of very good offers. Just browse around and choose the insurer you like best and apply directly online for your home insurance.

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To do without home insurance means putting everything you own at risk. It doesn't matter if you live in your own house or in a rented flat, if a fire or flood damages or destroys your possessions you might not be able to replace more than a few necessary items, and further, you could have to face a life in poverty.

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