Home Insurance

Getting home insurance is on the top of many people's lists. After all, taking out the right home insurance policy means that you are covered in the event that something happens to your personal possessions, or even the entire building (building cover is especially used by landlords). To get the right home insurance policy one needs to sufficiently compare different policies and think carefully about each one. There are lots of home insurance cover options, so take your time and make sure you go with the insurance policy which suits your personal situation. For example, you might specifically need a home insurance policy that covers you away from home, for people who travel a lot and want to make sure that their home/home contents are safe in the interim. Or, you might have kids and want to make sure that your home insurance covers your valuables against breakages or damage. Please read the terms and conditions of the policy you are interested in carefully.

If you wish to speak to someone: Contact Us or Enquiry Line: +61 (0) 2 91912624

COMPANYPOLICY

POLICY

Home insurance policy

COST

COST

Cost of policy

DEDUCTIBLE

DEDUCTIBLE

What is deductable from policy

COVER

COVER

Details of cover available

HOME INFO

HOME INFO

Extent of cover

ACCIDENTAL

ACCIDENTAL

Accidental damage included

FUSION

FUSION

Fusion option available

PROTECTION

PROTECTION

Under insurance available

FLOOD

FLOOD

Flood protection included

VALUABLES

VALUABLES

Cover for your valuables

RESTRICTIONS

RESTRICTIONS

Restrictions for applicants

MORE INFO

Commonwealth Bank Group
Commonwealth Bank Group

Residential home packageFrom $54.83 per month$100 - $5000Type

Cover Type

Building Cover and Contents Cover


Level

Cover Level

Building, contents and personal valuables


Detail

Cover Detail

Buildings cover
1. Total Building Replacement Cover Legal liability cover
2. Demolition and debris removal costs
3. Replacement of locks or keys
4. Mortgage discharge and new title deed costs
5. Professional fees Buildings materials
6. Construction materials Emergency work and temporary repairs, Landscaping rectification costs, Matching of materials used to repair building damage
7. Alternative accommodation costs.
 
Contents cover
 
1. New for old replacement for many contents items.
2. Visitors property
3. Alternative accommodation costs 
4. Legal liability cover
5. Demolition and debris removal costs
6. Replacement of locks or keys
7. Emergency work and temporary repairs
8. Moving within Australia

NoYesYesYesYesYesRestrictions

Restrictions

All contents including specified contents are not covered outside of the insured address

Commonwealth Bank Group
The Commmonwealth Residential Home Package provides home insurance for your building plus new for old contents cover. This package has many practical and flexible features including the ability to remove options, like theft or fusion and power surge, to reduce the premium. This package also includes options such as accidental damage and personal valuables cover. Please make sure that you read all of their terms and conditions in detail before you apply so that you thoroughly understand what you are purchasing. DETAIL INFORMATION >>Services

Services

1. Cover is available for building, contents and personal valuables.
2. You can pay monthly or annually.


Advantages

Advantages

1. Building, contents and personal valuables cover.
2. Removable options to reduce the premium include theft, accidental glass breakage and power surge.
3. Peace of mind via new-for-old contents replacement cover.
4. Optional cover such as accidental damage or personal valuables cover.
5. Make payments when it suits you – monthly or yearly.


Disadvantages

Disadvantages

1. All contents including specified contents are not covered outside of the insured address.
2. One of the general exclusions is wear and tear and lack of maintenance including rust, corrosion and deterioration.
3. There are general exclusions which apply to the overall policy.
4. There are limits on the amount they will cover for certain contents items.

AAMI
AAMI

RenterAvailable for $45.87 per month$0 - $500Type

Cover Type

Fire and Theft Home Contents


Level

Cover Level

Contents


Detail

Cover Detail

The contents covered are items used for domestic or residential purposes, and which are: kept within your home, not permanently attached to your building, and owned by you or for which you are legally liable.

NoNoYesYesYesNoRestrictions

Restrictions

If the replacement value of your contents is higher than the $25,000 maximum cover provided under this policy, or you want wider cover for them, you should consider insuring them under the AAMI Home Contents Policy.

AAMI
The AAMI Renters Insurance is a low cost insurance which is suitable for people in shared accommodation or renters. It covers you for the two most frequent events for which you may need contents insurance protection, fire and theft. This policy is designed so that you do not have to pay for features which may not be applicable to you. Please make sure that you read all of their terms and conditions in detail before you apply so that you thoroughly understand what you are purchasing. If you have any questions contact their customer support team. DETAIL INFORMATION >>Services

Services

1. You can choose to pay your premium monthly or annually,


Advantages

Advantages

1. Flexible payment options
2. Easy share accommodation insurance
3. One point of contact
4. New for old replacement
5. Up to $25,000 (new for old), against fire and theft while they are within your home.


Disadvantages

Disadvantages

1. See website for contents they do not cover.
2. There is a limit for the amount of contents they do cover

If you wish to speak to someone: Contact Us or Enquiry Line: +61 (0) 2 91912624

Compare Home Insurance

Home insurance for protection of all your possessions

Everybody should protect their house and contents with the right insurance

Who needs a home insurance?

No matter if you are the owner of the house or rent a flat – if your personal belongings are damaged or get lost, the financial consequences can be serious and even could end in financial hardship. This is why nobody should be without home insurance.

What does the home insurance protect?

In the case your house and your possessions in the house gets damaged or even lost, a home insurance is there to protect you against the financial consequences.

Which risks does a home insurance cover?

It is possible, to protect one's property against a variety of risks. This includes burglary, flooding through burst pipes, explosion, and natural catastrophes and, depending on the policy, all sorts of other events.

How to find the right cover

Before taking out a home insurance, it his advisable to look at one's personal situation. Depending on how many people live in your home,o n your age, income and how much you travel, you will find the cover which suits you best.

On this comparison page you find a list of very good offers. Just browse around and choose the insurer you like best and apply directly online for your home insurance.

Home Insurance - Latest News News and Charts

Protect your home with the Commonwealth Residential Home Package

14 March 2013
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Your home is the most valuable asset and has to be protected as well as possible. The residential home package from the Commonwealth Bank protects the home you live in, and your personal belongings and offers insurance cover against damage from vandalism or theft, water, weather events and much more

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Home Is Where The Heart Is – Protect It!

02 February 2012
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Finding the right cover to fully protect your home and its contents is an important financial decision that should not be taken too lightly.

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Get Home Insurance Today!

21 November 2011
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Whether you live alone, with family or house mates, own or rent, it’s important to have home insurance of some level. There are hundreds of insurance companies across Australia, so there is definitely one out there to suit your circumstances.

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Why Get Home Insurance?

07 November 2011
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Whatever your situation, there is a home insurance policy out there to suit you. Whether you live on your own, have a big family, rent or own your home, it’s important to protect yourself with home insurance.

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Is Your Gold and Silver Properly Insured?

12 September 2011
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As the financial markets have suffered over the last few years, investors have sought security in the safe asset of gold. The lack of investor confidence has seen the price of gold increase by 500% over the last ten years. Although this is good news for owners of the precious metal, it has also left thousands underinsured, which is of particular concern as thieves continue to target gold.

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