St.George Portfolio Loan - Home Loan
(Which Way To Pay - 5/1/2011)
The St.George Portfolio Loan makes wealth creation easier. This loan lets you combine your personal and investment finances into one convenient home loan. You can borrow up to 90% of your home’ value to make other investments and build assets, including shares, investment properties or a new car.
With this scheme you can deposit all your income directly into your Portfolio Loan, so every dollar you earn will work to save you interest and can help you repay your home loan sooner. You can also use up to 10 separate sub-accounts for your investment or lifestyle needs. The ownership structure for each sub-account may be different to help you make managing tax and finances easier.
You will have Separate monthly statements for each sub-account to make managing your investments easier and you can borrow up to 90% of the value of your property.
However, you will need to be disciplined to make principle payments regularly and it can be very expensive if not used carefully. With the St George Portfolio loan you can choose a fixed or variable interest rate for each sub-account. There is no set repayment term. This is an ongoing line of credit and you can choose to repay as often as you like per month. Additional payments can be made at any time on variable rate sub-accounts. Up to $10,000 per year for fixed rate loans.
St.George Portfolio Loan is ranked 4 out of 5. Based on 1 review.

4 Star Rating
1 Star: 1 Star RatingPoor
In relation to other products, has performed badly and has little or no worthwhile benefits.
2 Stars: 2 Star RatingBelow Average
Has some features of value, but in comparison to others performs below standard.
3 Stars: 3 Star RatingAverage
A fair product with regards to its competitors - has no outstanding features or benefits.
4 Stars: 4 Star RatingGood
In comparison to other products performs above standard, has beneficial features.
5 Stars: 5 Star RatingExcellent
Performs well above standard in comparison, has exceptional features and benefits.

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St.George Portfolio Loan
St.George Portfolio Loan