Life Insurance

Here at Which Way To Pay Australia, we know not just how important life insurance is but also how essential it is to be able to compare life insurance policies before you purchase. Have you thought about what might happen if you weren't around to support your family? As much as we don't like to think about some of the eventualities of life, it is a wise idea to consider ways of providing your family and loved ones with a level of security, in case they are left on their own and the best way to do this is to take out a life insurance policy. Life insurance is one way of managing your risk levels and ensuring that when you die, your nearest and dearest receive what their dues. Using the straightforward chart below, compare a range of Life Insurance providers. See at-a-glance what costs, application methods and level of life insurance cover you could receive. For more in-depth information, check the review attached to each listed company.

If you wish to speak to someone: Contact Us or Enquiry Line: +61 (0) 2 91912624

COMPANYPOLICY

POLICY

Health insurance policy

COST

COST

Cost of policy

DEDUCTABLE

DEDUCTABLE

What is deductable from policy

COVER

COVER

Details of cover available

UNDERWRITER

UNDERWRITER

Insurance underwriter

METHODS

METHODS

Method of application

PAY MONTHLY

PAY MONTHLY

Monthly payments acceptable

PERSON INFO

PERSON INFO

Personal information necessary

RESTRICTIONS

RESTRICTIONS

Restrictions for applicant

MORE INFO

financialservicesonline
financialservicesonline

Life InsuranceTelephone QuoteVariesType

Cover Type

Term Life,TDP cover, Trauma Cover, Income Protection Cover


Level

Cover Level

4 levels of cover.


Detail

Cover Detail

Use the online Insurance Calculator to work out how much cover you need and whether you want Term Life,TDP cover, Trauma Cover or Income Protection Cover.

VariesOnline / TelNoPhysical / Medical / Personal DetailsRestrictions

Restrictions

You must live in Australia.

financialservicesonline
Financialservicesonline offers you a fantastic Life Insurance service that can be obtained by simply applying online. You will be given a life insurance quote within just a few hours and will be contacted by an expert. Choose between four levels of life insurance cover for all your Life Insurance needs. Please make sure that you read all of their terms and conditions in detail before you apply so that you thoroughly understand what you are purchasing. If you have any questions contact their customer support team. DETAIL INFORMATION >>Services

Services

Online Term Life Insurance Calculator Service.


Advantages

Advantages

1. Apply online. 

2. Use the online Term Life Insurance Calculator to work out how much cover you need. 
3. Choose between a wide selection of cover. 
4.Get Life Insurance on behalf of your partner, relative.


Disadvantages

Disadvantages

1. You can only use this service if you live in Australia. 

2. Website does not offer financial advice.

If you wish to speak to someone: Contact Us or Enquiry Line: +61 (0) 2 91912624

Compare Life Insurance

Life Insurance for the protection of the whole family

Make sure your loved ones are looked after in event of your death

If the main breadwinner of the family suddenly dies, it can result in severe financial hardship for the family – this is why it is important to make sure well in advance that your loved ones are always looked after.

Who should take out life insurance?

If you have a family and relations who rely on you financially, you definitely must not do without a life insurance. But even if you have two incomes, it is still advisable to have a life insurance policy in order that your loved ones avoid having to deal with possible financial obligations which you might leave behind.

Different types

A life insurance provides an income for your family, can cover outstanding debts and cover costs such as funeral expenses.

Choosing the right level

To decide on how much the cover of your life insurance should be, look first to see how much you actually can afford, and how many outstanding financial obligations you have.

But of course the most important will be to make sure that the people you leave behind will be looked after sufficiently – so the cover will have to be dependent on how many people the insurance will have to provide for in the event of your death.

How much does a life insurance cost?

The amount you have to pay every month will be calculated on your age, your health and on the amount of cover needed.

How to find the right life insurance

To find the right financial protection for your loved ones, we suggest you browse around on this page. Here you will find a list of companies who offer life insurances to very fair conditions. Once you have made your choice, it is easy to apply for your life-insurance with just a few mouse clicks.

Life Insurance - Latest News News and Charts

Life insurance: protect your loved ones at all times

03 July 2013
James Larkin

If the unthinkable happens – what happens to your family? If you are the main earner of the family it means that in the event of your unexpected death, your loved ones will probably experience financial hardship in addition to the pain and grief. Especially if you have children in education, their entire future could be at risk if you have not protected them with life insurance.

READ ARTICLE

Do You Need Life Insurance?

17 May 2012 14:30
Crage Campbell

You should consider taking out a life insurance policy if you have anyone who is financially dependent on you.

READ ARTICLE

The Basics of Life insurance

07 February 2012
Which Way to Pay

With life insurance there can be a simple and affordable way to give your family and loved ones financial protection in the event of your death.

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Be Smart, Get Insured!

03 August 2011
Which Way to Pay

Insurance can seem like a waste of money, paying a premium each month for something you won’t necessarily use. But, just as life is unpredictable, you never know what is going to happen and the sensible option is to get insured, not gamble with fate!

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A Brief Explanation Of Life Insurance

09 June 2011
Which Way To Pay

Many people have heard of life insurance but have not idea what it really is.

READ ARTICLE