ST. GEORGE UNSECURED PERSONAL OVERDRAFT REVIEW
St. George Unsecured Personal Overdraft - Personal Loan
(Which Way To Pay Australia - 21/9/2015)
The St. George Unsecured Personal Overdraft allows you to manage your cash flow if you already have a St. George account. You can access extra funds up to an approved limit through either your Complete Freedom or Express Freedom transaction account at any time. 

This way of borrowing certainly has some benefits, mainly that you can repay as much as you want at any time as there are no set repayment terms and no expiry date. There is also a high overdraft credit limit which ranges from $500 - $20,000 which you can spend on what you would like. With no establishment fee you can have access  to a large sum of money. 

Watch out though Ė there is a $10 monthly account keeping fee which you have to pay even if you have not used your overdraft. There is also a high variable interest rate of 17.00% p.a. which could go up so you have no way of knowing what your repayments will be. If your overdraft limit is exceeded you must immediately repay the excess otherwise you will have higher interest charges which will apply. 

As with most St. George loans you can track your spending with internet banking and use the money for what you choose. You can manage your cash flow for those situations where you have a shortfall and payday hasnít quite come!
St. George Unsecured Personal Overdraft is ranked 4 out of 5. Based on 1 review.

4 Star Rating
    
REVIEW RATINGS EXPLAINED
1 Star: 1 Star RatingPoor
In relation to other products, has performed badly and has little or no worthwhile benefits.
2 Stars: 2 Star RatingBelow Average
Has some features of value, but in comparison to others performs below standard.
3 Stars: 3 Star RatingAverage
A fair product with regards to its competitors - has no outstanding features or benefits.
4 Stars: 4 Star RatingGood
In comparison to other products performs above standard, has beneficial features.
5 Stars: 5 Star RatingExcellent
Performs well above standard in comparison, has exceptional features and benefits.

News Charts News and Charts

Starting to worry about the cost of student life . Look no further a Student credit card is your answer.
31 August 2018
Which Way To Pay
Student credit cards. When starting your student life it can be a worry over the financial side of things
Read More >>
When Looking for a Home Loan , Be warned that certain rates are set to rise.
31 August 2018
Which Way To Pay
Recent studies have confirmed that Home Loan rates are set to rise due to the current market changes
Read More >>
Students Feeling the hit of Studying costs has reached its highest
18 April 2017
Which Way To Pay
Many students in Australia are feeling a hit after studying costs rise , student credit cards are the way forward
Read More >>
St. George Unsecured Personal Overdraft
PERSONAL LOAN
St. George Unsecured Personal Overdraft