CITI GOLD CARD
Citi Gold Card (Reward Credit Card)Mastercard
        
For a card with benefits, the Citi Gold Card offers complimentary access to their Superior Rewards Programme as well as discounts for shopping online. Enjoy the fantastically low APR on balance transfers for a great introductory period of 12 months
Location: Australia
Advantages:
1.12 month introductory period of 1.9% p.a.
2.A one for one points to dollar rewards system.
3.You can use your points to get cashback on your card.
4.You card entitles you to purchase cover so that if items get lost or damage you can get them replaced.
5.Enjoy up to 55 days interest free on purchases.
Disadvantages:
1.You will not be accepted for this card unless you earn more than $35,000 a year. 2.You must be a permenant Australian citizen.
3.The offer is only available until the 30th September 2010.
4.$140 yearly fee.
Services:
You will benefit from a great rewards scheme service plus you can opt in to Citibanks insurance service.

APR: 1.9% p.a (12 months) 20.74% p.a
Credit Limit: Up to $60,000
Credit Rebuild: No
Chip and Pin: No
Under 18: No
SMS Banking: No

Fees: $140
Cash Back: Available
Cash Advances: 21.24% p.a.
Balance Transfer: 1.9% p.a (12 months) 20.74% p.a
New Purchase: 20.74 p.a

Rewards: There is a complimentary rewards system which you can swap points for flights or insurance as well as other things.
        

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