Reward Credit Cards
Below you can view a selection of reward credit cards. These reward credit cards offer a great many excellent programs that you can benefit from, without changing the way you spend. With reward credit cards you can shop online, in stores, pay in restaurants and worldwide and collect rewards for doing so! Use the chart below to compare the main benefits of each of the reward cards. What is on offer? Does the reward credit card suit your needs? What are the costs and is there an annual fee? Will you need a perfect credit score to apply? Once you have chosen one of the reward credit cards and found a suitable offer you can find out more by clicking on the More Info button. Read the terms and conditions of credit card you wish to apply for thoroughly.
Compare Reward Credit Cards
Reward Credit Card – the card with extras
With Reward Credit Cards you earn when you spend
What can I earn?
Each time you use your Reward Credit Card it will earn you points. These you can collect and later redeem. This can be done either in the form of discounts or air miles, or even cash back.
How does it work?
Bonus points are added to your reward account each time you pay with your Reward Credit Card – this is all. Furthermore, one can take advantage of certain offers by firms who are members of the reward program.
Who can get a Reward Credit Card?
The same conditions apply for a Reward Credit Card as for a traditional credit card, which are a minimum age of 18, permanent residency of Australia, a minimum income and a good credit rating.
Why apply for a Reward Credit Card?
With a Reward Credit Card one can benefit from advantages like discounts and special offers, but one still should look at different cards before applying, and check the conditions, fees and interest rates. If you browse around on this page you then can apply for your Reward Credit Card directly from here.
How can I earn rewards with my rewards credit card?
Reward credit cards are extremely popular in Australia so it is important to do your research before you commit to a particular provider. Reward credit cards are exactly that, credit cards with rewards, often GREAT rewards. You are able to earn something back when you spend. Points or rewards can be redeemed in a number of ways, from cash, discounts to air miles. Earning rewards is easy, all you need to do it use your rewards credit cards just like you would a normal credit card. The more you spend the more you earn. It is worth pointing out though, it is extremely important that you do not overspend with these cards. The interest rate is often higher than a usual credit card, so if you are not able to pay off your card in full at the end of every month, you could find that you are in serious debt very quickly. The rewards that you have made, will not outweigh the fees and charges that you could potentially incur.
Who can apply for a reward credit card?
If you are over the age of 18 years old, a resident of Australia, have a good credit rating and meet the minimum income criteria, your chances of approval for a reward credit card is high. Each provider will have their own requirements so you should always ensure you read these carefully before you apply. If you are in any doubt then it is important that you get independent financial advice before you commit to a financial product of this nature. If you do not make the monthly repayments then your credit rating will be effected.
18 February 2014
Which Way To Pay
If you ensure you spend wisely on your rewards credit card correctly, you could find that you earn yourself $1000s in the form of cash, points and rewards.
24 July 2012 11:00am
Which Way to Pay
New Product! Now available for you to compare at Which Way To Pay, if you’re looking for a credit card that rewards you for doing your every day shopping then look no further!
08 March 2012
Which Way to Pay
A reward credit card offers a scheme whereby you can earn points as you spend which are redeemable for rewards like air miles. The more you spend, the more reward points you will collect.
22 November 2011
Which Way to Pay
Credit cards are becoming more and more useful. As the market gets increasingly competitive, there are a plethora of benefits to be taken advantage of. Traditionally, credit cards are a great way to make your finances run smoothly. By borrowing short-term and paying off your balance on time, it’s cheap and convenient way to make sure you can always afford to pay the bills.