Student Credit Cards

Compare student credit cards in the chart below. The chart is laid out so you can view the main benefits of each of the student cards' and should show the terms, interest rates and other important data clearly. Student credit cards offer a great way to start your financial future and there are plenty of credit cards on offer for Australian students. Make sure you have weighed up the costs and benefits of each of the student credit cards before making your choice. If necessary seek independent financial advice. For more information on these types of credit cards or to make an application you can click on the More Info button. Before you apply for a student credit card make sure that you read the terms and conditions to ensure that you understand your financial obligations.

If you wish to speak to someone: Contact Us or Enquiry Line: +61 (0) 2 91912624

COMPANYISSUER

ISSUER

Card Issuer

APR

APR

The term annual percentage rate describes the interest rate for a whole year (annualized), rather than just a monthly fee/rate Balance Transfer Rate: A credit card balance transfer is the transfer of the balance (the money) in a credit card account to an account held at another credit card company.

FEES

FEES

Fees included with the cards

CREDIT LIMIT

CREDIT LIMIT

The limit of credit offered to you by the credit card provider

CHIP & PIN

CHIP & PIN

Chip and Pin facility available

CASH BACK

CASH BACK

Percentage of cashback available on purchases

CASH ADVANCES

CASH ADVANCES

Cost to withdraw cash up to a certain limit

BALANCE TRANSFER

BALANCE TRANSFER

A credit card balance transfer is the transfer of the balance (the money) in a credit card account to an account held at another credit card company

NEW PURCHASE

NEW PURCHASE

A purchase rate is the interest rate charged on regular purchases put on a credit card. It differs from a cash advance rate in that it is lower because banks and issuers view regular purchases as less risky

REBUILD CREDIT

REBUILD CREDIT

Credit rebuild facility available

MORE INFO

The CommonwealthBank Low Fee Student card
The CommonwealthBank Low Fee Student card

Mastercard20.24% p.a$0 p.a.VariesNoNo21.74% p.a.5.99% p.a. (5 months)20.24% p.a.NoThe CommonwealthBank Low Fee Student card
Are you a current full time student? The CommonwealthBank Low Fee student Card gives you access to a range of great features and is a convenient way for you to shop for less. In addition you do not have to pay an annual fee if you are studying full time when you choose one of these student credit cards. Please make sure that you read all of their terms and conditions in detail before you apply so that you thoroughly understand your obligations. If you have any questions contact their customer support team. DETAIL INFORMATION >>Services

Services

You'll pay no annual fee while you're studying if you have a Streamline account with Student options.


Advantages

Advantages

1. Pay no annual fee whilst you are studying
2. Access a great range of features
3. Convenient way to shop for less.
4. Enhanced security chip protection
5. Up to 55 days interest free on purchases.


Disadvantages

Disadvantages

1. Charge applies to cash advances at Commonwealth Bank branches.
2. 20.24% is average.

If you wish to speak to someone: Contact Us or Enquiry Line: +61 (0) 2 91912624

Compare Student Credit Cards

Student credit cards give students all the advantages of a credit card

Even with low income, students don't have to be without the benefits of a credit card

What is a student credit card?

A student credit card is a normal credit card but it is issued with slightly different conditions – like for example a lower minimum income will be required and there will be a lower or even no annual fee. On the other hand, the credit limit will be accordingly lower.

Apart from these differences the student credit card works exactly like any other credit card and it will be accepted worldwide and is equally safe.

Why should one have a student credit card?

Only because students might not have a large income, it does not mean that they should not have the possibilities offered by a credit card. In addition, the student credit card comes with special benefits like reward points and discount programs.

What to keep in mind

Using a credit card gives one financial freedom as long as one keeps up to date with one's repayments. This means that one always should keep an overview of one's outgoings to avoid ruining one’s credit rating and possibly ending in financial problems.

How to find the best student credit card

On this page you can have a closer look to what a student credit card can offer you, check the rates, fees and conditions and apply directly online.

Student Credit Cards - Latest News News and Charts

Is A Student Credit Card Right For You?

23 March 2012 02:30am
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Student credit cards are especially created for university and college students and are widely used across Australia.

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Student Credit Cards on Which Way To Pay Australia

16 February 2011
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Taking on any kind of financial commitment such as a loan or credit card should always be thoroughly thought through. There are, however, options for students who feel they are able to with a credit card’s demands.

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Student Credit Cards On Australia

26 January 2011
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Being a student is challenging in a number of ways, not least financially. There are stresses from all angles and what with the recent loan cut backs for young students, Australia’s younger generation are struggling to afford university life especially whilst they cannot hold down full time jobs as well as achieving academic results.

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How Do I Get My Hands On A Student Credit Card?

26 November 2010
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A credit card is a big responsibility and not something that should be taken lightly. As a student it may seem as though the credit card companies are giving away student credit cards.

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New Product Ranges on Which Way To Pay

27 October 2010
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At Which Way To Pay, everyday consumers are catered for with a massive range of financial products and services to compare and weigh up. For each product there is a dedicated resource center – this week sees a few new products on the site.

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